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2025-05-14 07:20:35
These days it can be hard to manage your money, almost as if it were impossible to make ends meet. Credit cards can be a great tool to help you stay organized and up to date on your spending, while also taking advantage of zero-interest and cash-back perks. For 2020, here are the top 10 credit cards that offer ultimate convenience and numerous benefits for consumers.
1. American Express Platinum Card: This card offers up to 5x points for airline purchases and great rewards and a statement credit of up to $200 per year. It’s the ideal card for frequent travelers, as it includes a variety of lounge access, travel insurance protection, and access to the Global Lounge Collection.
2. Chase Freedom Unlimited: This card offers astonishing benefits including up to 5% cashback on groceries, plus up to 1.5% cash back on all other purchases. New applicants also receive up to a $200 bonus when they make $500 in purchases within the first three months of having the card.
3. Capital One Venture Rewards: This card is perfect for those who want to maximize their rewards. You can receive a statement credit of up to $100 when you make $1,000 in purchases within the first three months. Plus, you can also get up to 2x miles on every purchase.
4. Bank of America Priority Rewards Gold Card: This card offers an impressive array of rewards. You can earn up to 4x points on groceries and utilities, plus up to 3x points on gas and department store purchases.
5. Chase Sapphire Reserve: With up to 50 bonus points per $1 spent and complimentary lounge access, this card is a great choice for business travelers. It also includes a $300 annual travel credit and provides rewards like no other credit cards.
6. Citi AAdvantage Executive World Elite MasterCard: You’ll get a generous 50,000 bonus miles when you make at least $5,000 in purchases within the first three months. Plus, you’ll receive up to 10,000 bonus miles at every anniversary.
7. Wells Fargo Propel American Express Card: This card offers an amazing 3x points on dining, gas, and travel purchases. To sweeten the benefits, it also provides an extra point per dollar spent overall and an introductory bonus of 30,000 points after a $3,000 spend.
8. Hyatt Credit Card from Chase: This card allows you to earn up to 9x points on all Hyatt, timeshare, and vacation ownership purchases. Plus, you’ll get an automatic 5,000 rate discount when you link a Hyatt account and use the card.
9. Discover it Cash Back: Not only does this card provide 5% cash back in rotating categories but you also get 1% back on all other purchases. Plus, you’ll always get your cash back twice at the end of your first year.
10. Barclaycard Arrival Plus World Elite MasterCard: Barclaycard is renowned for providing an excellent balance between credit and rewards. You’ll be rewarded with one point for every dollar you spend (with no limit to the amount of points you can earn) and you’ll receive a sign-up bonus of up to 70,000 miles.
Whether you need a credit card for business or pleasure, these cards have what you need. With these 10 cards, you can get rebates, rewards, discounts, and more, ensuring you have the perfect card to help you take charge of your finances.