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As consumers increasingly worry about the safety of their sensitive financial information, many are turning to credit freezes to help protect against identity theft. A credit freeze (also known as a security freeze) is a service offered by all three major credit bureaus (Equifax, Experian, and TransUnion) that restricts access to your credit report, making it harder for criminals to apply for credit in your name.

A credit freeze can be your first line of defense against identity theft. A thief seeking to open a new account in your name must first request an authorization from the credit bureau. When a credit freeze is in place, the credit bureau denies the request, and the application for new credit simply doesn’t go through.

One of the biggest benefits of a credit freeze is that it helps prevent criminals from opening accounts in your name. A hacker may have access to your Social Security number, but without access to your credit report, it’s much harder for them to get credit in your name.

Another benefit of a credit freeze is peace of mind. Many consumers worry constantly that criminals are taking out loans in their name, and a credit freeze can help prevent that from happening. With a credit freeze in place, you can rest easier knowing that your credit report is protected.

Finally, a credit freeze is incredibly easy to set up. You can set up a credit freeze with all three credit bureaus in minutes online. It’s a free service, and if you’ve been a victim of identity theft, the credit bureaus will waive the fee for the freeze.

A credit freeze from Equifax is an incredibly powerful tool for preventing identity theft. It’s easy to set up, free, and can give you peace of mind knowing that your information is safe. Protect yourself from identity theft and set up a credit freeze today.