Featured Article

The U.S. Department of Agriculture’s rural development (RD) program is one of the best options for families in Utah that are in search of safe, affordable housing. Through RD loans, borrowers have access to several distinct advantages that can help them to keep their mortgage payments low, boost their long-term finances, and find a home that fits their needs.

1. Low Down Payment: USDA loans in Utah typically require a down payment of just 0%, or 3% for certain qualifying factors such as lower income or first-time homebuyers. Even if a borrower doesn’t have enough savings to cover the traditional 20% down payment, they may still be eligible for a USDA loan in Utah, making it possible to purchase a home without breaking the bank.

2. Easier Qualification: RD loans also don’t require borrowers to have a perfect credit score or have an extensive employment history. This makes it easier for first-time homebuyers in Utah to qualify for a loan and start building their financial future. Not only that, but the RD will even consider borrowers with a lower credit score.

3. Reduced Interest Rates: USDA home loans in Utah usually